REGULAR SAVINGS ACCOUNTS
Powerful savings for your financial future.
Your money deserves a friendly home where it can safely grow. We offer simple savings solutions that support your goals.
Savings
Regular Savings Accounts
REGULAR SAVINGS ACCOUNTS
Powerful savings for your financial future.
Your money deserves a friendly home where it can safely grow. We offer simple savings solutions that support your goals.
Three great reasons to save with us:
Earn Dividends
Enjoy daily dividends paid on any balance. Watch your wealth grow effortlessly with each new day.
$5 to Open
Start your savings journey with a low $5 deposit. Small beginnings lead to great things.
Federally Insured
Enjoy peace of mind knowing the NCUA insures your account for up to $250,000.
Additional Details
Our Regular Savings Account is a powerful starting point for building your financial future. It comes with features designed to set you up for success.
Here’s a breakdown of what your account offers:
- Two free monthly withdrawals. Additional ones are $0.50 after that.
- We waive the $3 monthly fee if you’re under 19,
have an additional deposit account or loan under the same tax ID, or maintain a minimum $300 balance. Otherwise, a $3 monthly fee applies. - Dividends are paid on a daily balance to $0
- $5 minimum to open
Additional Details
Our Regular Savings Account is a powerful starting point for building your financial future. It comes with features designed to set you up for success.
Here’s a breakdown of what your account offers:
- Two free monthly withdrawals. Additional ones are $0.50 after that.
- We waive the $3 monthly fee if you’re under 19,
have an additional deposit account or loan under the same tax ID, or maintain a minimum $300 balance. Otherwise, a $3 monthly fee applies. - Dividends are paid on a daily balance to $0
- $5 minimum to open
REGULAR SAVINGS
How to open an account
- Apply Online: Click the link below or stop by a branch to begin your application.
- Add Funds: Activate your account with a $5 minimum deposit.
- Start Saving: Set up automatic transfers to ensure consistent saving progress.
REGULAR SAVINGS
How to open an account
- Apply Online: Click the link below or stop by a branch to begin your application.
- Add Funds: Activate your account with a $5 minimum deposit.
- Start Saving: Set up automatic transfers to ensure consistent saving progress.
★★★★★
"Have been a customer of Columbia CU for many years and have always received good service. Would recommend."
- Katie L.
CERTIFICATE SPECIALS
Safely grow your money.
We designed our Certificate Specials to maximize your earning potential. Achieve your financial dreams faster with these awesome benefits:
- Unbeatable interest rates: Watch your money grow faster than in a Regular Savings account.
- Plans to fit your goals: We have Certificate Specials to support your immediate needs and long-term dreams.
- Get started with ease: A low minimum deposit makes it accessible for anyone to start growing their wealth.
- Peace of mind: The National Credit Union Association (NCUA) insures your funds up to $250,000.
- Zero hidden fees: Maximize your returns with no surprise charges.
CERTIFICATE SPECIALS
Other ways to safely grow your money:
We designed our Certificate Specials to maximize your earning potential. Achieve your financial dreams faster with these awesome benefits:
- Unbeatable interest rates: Watch your money grow faster than in a Regular Savings account.
- Plans to fit your goals: We have Certificate Specials to support your immediate needs and long-term dreams.
- Get started with ease: A low minimum deposit makes it accessible for anyone to start growing their wealth.
- Peace of mind: The National Credit Union Association (NCUA) insures your funds up to $250,000.
- Zero hidden fees: Maximize your returns with no surprise charges.
REFER A FRIEND BONUS
Refer a Friend for $121
We’re celebrating our 121,000+ members with a $121 referral boost payout through December, 2025! That means you can BOTH earn $121 when you refer your friends and family to join. The more you refer, the more you can earn!
REFER A FRIEND BONUS
Refer a Friend for $121
We’re celebrating our 121,000+ members with a $121 referral boost payout through December, 2025! That means you can BOTH earn $121 when you refer your friends and family to join. The more you refer, the more you can earn!
Frequently Asked Questions
You can make two free withdrawals each month. Every withdrawal after that incurs a 50-cent fee. Please refer to our Account Terms and Conditions for specific details.
Yes! You can easily link your Regular Savings as overdraft protection. Here’s how:
- Online Banking or Mobile App: Log in to your account and navigate to settings to set up the link.
- In-Branch: Visit any branch for assistance from a friendly team member.
- Chat: Live Chat is available 8am-6pm, Monday-Friday. Digital Assistant is available 24/7.
Important Note: Columbia Credit Union also offers Overdraft Kindness® on eligible checking accounts to help avoid fees when balances fall short.
Other smart ways to spend and save.
Free Checking Accounts
Whether you’re looking to earn high returns on your deposits, cash back rewards, or teach your kids healthy spending habits, we have the right checking account for you, all with no monthly fees!
Holiday Club Savings
Save throughout the year, earn dividends to grow your savings faster, and access your money just in time for holiday shopping. Choose our Holiday Club Savings account for a stress-free shopping experience!
IRAs
Whether you’re planning for a comfortable retirement or paving the way for your child’s college education, our IRAs are the perfect choice. With tax savings and flexible options, building a secure financial future is easy!
