BUSINESS CREDIT CARDS
Business Credit Cards
BUSINESS CREDIT CARDS
Upgrade your business' buying power.
Handle everyday expenses and spread out payments of larger purchases with our low-rate, low-fee business credit cards. Benefit from generous rewards, round-the-clock support and the worldwide purchasing power of Visa.
Cards for more than just business as usual.
1 for $1 Rewards
Get 1 point per $1 spent with our Platinum Rewards Card.
Mobile Wallet
Use Apple Pay, Google Pay, and Samsung Pay from your phone.
Cash Bonus
Earn cash bonuses on spending in the first three months.
Low Rates
Expand your purchasing power with low, competitive rates.
Choose your card.
With two great options, you can’t go wrong. See more benefits below.
Platinum Rewards
Rewards that work as hard as you do
Rewards matter when you’re putting it all on the line to succeed. Earn one point for every dollar you spend on your business. Spend on a customized banner or splurge on dinner for a special client. With low rates and no fees, you’ll earn rewards and still save money every month.
- 1 point for every $1 spent
- $200 business credit card bonus when you make purchases worth $3,000 in your first 90 days
- No annual fee, balance transfer fee, or cash advance fees
- Rental car collision damage and theft insurance
- 24/7 support
Ready to make running a business more rewarding?
Platinum
Business credit made simple
Stay focused on your goals with our no-nonsense business credit card. Pay for everyday necessities from printer paper to coffee supplies and be prepared for unexpected business expenses. With our lowest rate and no fees, we’ve got your business covered for whatever comes next.
- $100 business credit card bonus when you make purchases worth $1,500 in your first 90 days
- No annual fee, balance transfer fee, or cash advance fees
- Rental car collision damage and theft insurance
- 24/7 support
Get the credit card that’s all business.
Compare our business credit cards side by side.
| Features | Platinum | Platinum Rewards |
|---|---|---|
| Annual Fee | None | None |
| Balance Transfer Fee | None | None |
| Cash Advance Fee | None | None |
| Foreign Transaction Fee | 2% | 2% |
| Intro Reward Offer | $100 account credit after $1,500 in purchases in first 90 days | $200 account credit after $3,000 in purchases in first 90 days |
| Rate of Rewards | N/A | 1% |
| Type of Rewards | N/A | Cash back credited to account |
| Minimum Credit Line | $2,500 | $5,000 |
| Interest Rate | Variable | Variable |
| 24/7 Support | Included | Included |
| Rental Auto Collision Damages or Theft | Included | Included |
| Apply Now | Apply Now | |
CONVENIENCE
Accepted everywhere, all the time.
Accepted 24/7 online and at merchants, hotels, and restaurants around the world wherever you see the Visa logo. Your Columbia Credit Union Visa business credit card provides the ability to make purchases, reservations, pay bills, and get emergency cash when you need it most.
CONVENIENCE
Accepted everywhere, all the time.
Accepted 24/7 online and at merchants, hotels, and restaurants around the world wherever you see the Visa logo. Your Columbia Credit Union Visa business credit card provides the ability to make purchases, reservations, pay bills, and get emergency cash when you need it most.
★★★★★
"I have been using Columbia CU for business banking for several years and have received amazing customer service every time. They make it easy!"
- Patrick T.
SECURITY
A card that has your back.
Equipped with the latest in EMV chip technology, your Columbia Credit Union Visa credit card offers the greatest security available today. Plus, select your own easy-to-remember PIN for secure access to cash advances at participating ATMs nationwide.
SECURITY
A card that has your back.
Equipped with the latest in EMV chip technology, your Columbia Credit Union Visa credit card offers the greatest security available today. Plus, select your own easy-to-remember PIN for secure access to cash advances at participating ATMs nationwide.
Frequently Asked Questions
The right card for your business depends on how your company spends money and covers expenses. If you plan to use the card to carry a balance from month to month, then you are probably best off going for a card with the lowest interest rate — our Platinum Card. If, however, you are able to pay off your card balance every month, then it pays you to use a card that also provides cash back rewards to make the most of your spending, such as our Platinum Rewards Card.
Yes, Columbia Credit Union can provide additional company credit cards for trusted employees to use. You can also set spending limits on cards to prevent abuse or overspending.
There is no fee for cash advances or balance transfers on our business credit cards. A 2% foreign transaction fee applies to overseas transactions for both our business cards.
Both our business credit cards offer free rental car collision damage and theft insurance and 24/7 support services from Visa. Our Platinum Rewards Card offers cash back on all transactions at a rate of 1 point for every $1 spent.
Both our business cards include built-in fraud protection from Visa. You can set up real-time spending and transaction alerts for your corporate card using Columbia Credit Union’s mobile app.
CARD MANAGER
Get better card controls, features, and convenience.
Controlling, tracking, and protecting your cards is easy with Card Manager. Manage your Columbia CU debit and credit cards through Digital Banking or the Columbia CU app.
Here’s a taste of what Card Manager allows you to do:
- Lock/unlock debit and credit cards
- Set travel plans so you don’t have to worry about your card declining
- Easily add cards to your mobile wallet like Apple Pay or Google Pay
- Report lost or stolen cards
- View subscriptions and websites with your card on file
- Make a payment
Find Card Manager under “More” in Digital Banking on your desktop or the Columbia CU app to check it out.
CARD MANAGER
Get better card controls, features, and convenience.
Controlling, tracking, and protecting your cards is easy with Card Manager. Manage your Columbia CU debit and credit cards through Digital Banking or the Columbia CU app.
Here’s a taste of what Card Manager allows you to do:
- Lock/unlock debit and credit cards
- Set travel plans so you don’t have to worry about your card declining
- Easily add cards to your mobile wallet like Apple Pay or Google Pay
- Report lost or stolen cards
- View subscriptions and websites with your card on file
- Make a payment
Find Card Manager under “More” in Digital Banking on your desktop or the Columbia CU app to check it out.
APPLY NOW
Let’s start your application.
You can apply for auto and equipment loans, lines of credit, owner-occupied commercial real estate loans, and credit cards for your business by clicking the APPLY NOW button below.
Here’s what you’ll need:
- Download Google or Microsoft authenticator application on your mobile phone.
- Gather the following information:
- Business EIN
- Contact information for any owner with 20% or more ownership
- Annual Revenue
- Recent Business Net Profit
- Total monthly payment amount for business debt
- Your personal income:
- Total annual income
- Income type
Business Membership Eligibility
- Your business is located in Washington State or the Oregon community of Clackamas, Marion, Multnomah or Washington counties; and you have employees at that location.
- Your business is not located in Washington but more than 50% of the owners or employees of your company are eligible for membership by:
- Living in Washington State or the Oregon community of Clackamas, Marion, Multnomah or Washington counties
- Have a relative that lives or works in Washington State or the Oregon community of Clackamas, Marion, Multnomah or Washington counties
Have a question? Read our Frequently Asked Questions. View all the Required Documents you may need here.
Need other solutions for your business?
Small Business Loans
Secure financing up to $250,000 for new equipment, company vehicles, or business expansion. Our flexible lending options are designed to align with your company’s goals. We also offer financing for owner-occupied real estate purchases or refinances up to $1 million.
Business Services
Are you looking to impress customers and empower employees? We have the tools and resources to help your business thrive. Whether you’re a small startup or an established corporation, our business tools and resources will help you stand out in today’s competitive marketplace.
Work Perks
Employee Benefits
Boost productivity and reduce stress by helping your employees reach their financial goals. Our customizable employee benefits program can improve the well-being of both your business and your staff, tailored to match your company’s unique needs.
